VIVARIA BUDGET
WEBSITE AND APPLICATION PRIVACY POLICY
Introduction
VIVARIA BUDGET, LLC ("We" or “Our” or “VIVARIA BUDGET”) respect your privacy and recognize the importance of protecting the privacy of all information provided by users of our App and/or our website found at www.vivariabudget.com (the “Site”), recipients of our email newsletters, and all other customers of our products and services. We are committed to protecting it through our compliance with this policy.
This policy describes how we may collect, use, maintain, protect, disclose, transfer, store, retain or otherwise process the information that you may provide when you (“you,” “your”) download VIVARIA BUDGET through a relevant app store and sign up for a VIVARIA BUDGET account and other services through the App or online at www.vivariabudget.com (collectively, “Services”).
This Privacy Notice applies to your use of our Services via our App and our Site and covers only information collected in connection with your access to and use of our Services. This Privacy Notice does not apply to information collected by us offline or through any other means, including on any other website operated by us or any third party (including any of our affiliates and/or subsidiaries); or any third party (including our affiliates and subsidiaries)], including through any application or content (including advertising) that may link to or be accessible from or through our app and our Site. Please read this Privacy Notice carefully. By continuing to interact with our Services, you are consenting to the practices described in this Privacy Notice.
Please read this policy carefully to understand our policies and practices regarding your information and how we will treat it. If you do not agree with our policies and practices, your choice is to not download and/or use our App and to not use our Site. By accessing or using our App and our Site, you agree to this Privacy Policy. This policy may change from time to time (see Changes to Our Privacy Policy). Your continued use of our App and our Site after we make changes to the Privacy Policy is deemed to be an acceptance of those changes, so please check the policy periodically for updates.
Children Under the Age of 16
Presently, our App and Site are only to be sued by persons who are at least the age of 13 years old. While we believe that learning to maintain a realistic budget is a critical life skill that is best learned early, no one under the age of 13 should provide any personal information to us on or through our Site or App. If you are under the age of 13, please do not use our Site or App, contact us through our Site or App, or provide us with any information about yourself, including your name, address, telephone number, email address, or any screen name, user name or social media handle that you may use.
If you are a parent or guardian and believe that your child is using our App and/or our Website, please contact us at 214-997-4513 or info@VivariaBudget.com. Before we remove any information, we may ask for proof of identification to prevent malicious removal of account information. If we discover that a child is accessing our App and/or our Website, we will delete his/her information within a reasonable period of time. You acknowledge that we do not verify the age of our users nor do we have any liability to do so.
Residents of California or other states or geographic areas under 16 years of age may have additional rights regarding the collection and sale of their personal information. Please see Your State Privacy Rights for more information.
Information We Collect About You and How We Collect It
We may collect several types of information from and about users of our App and our Site, including information:
By which you may be personally identified, such as name, postal address, email address, telephone number, any other identifier by which you may be contacted online or offline ("personal information");
That is about you but individually does not identify you, such as tracking information pertaining to your use of our site; and/or
About your internet connection, the equipment you use to access our App and our Website, and usage details.
We may collect this information:
Directly from you when you provide it to us.
Automatically as you navigate through the site. Information collected automatically may include usage details, IP addresses, and information collected through cookies, web beacons, and/or other tracking technologies.
From third parties, for example, our business partners.
Information You Provide to Us
The information we collect on or through our App and our Site may include:
Information that you provide by filling in forms on our App and/or our Site, such as a Contact form. This could include information that you provide to us in requesting that VIVARIA BUDGET contact you or provide you with information or services. We may also ask you for information if you report a problem with our App and/or our Site.
When you purchase our services, we collect your first and last name, email address, physical address, credit card or other payment information, and other information listed.
Records and copies of your correspondence (including email addresses), if you contact us.
Your search queries on our App and/or our Site.
When Entering and Using Our App or Site.
When you setup a VIVARIA BUDGET ID, we collect your name, email address, and other information listed.
When you access and input information on our Sign Up Forms.
Our App and our Site may contain chat or contact forms that enable visitors to communicate with us live online or offline by email. In some cases, visitors can communicate with us without becoming a member or buying our products and services. When you use our chat software or contact forms, we may collect some or all the following information: your email address, first name, last name, location, and any other information you willingly choose to provide to us. You should limit the information you provide to us that is only necessary to answer your questions.
Information We Collect Through Automatic Data Collection Technologies
As you navigate through and interact with our App and/or our Site, we may use automatic data collection technologies to collect certain information about your equipment, browsing actions, and patterns, including:
Details of your visits to our App and/or our Site, including traffic data, location data, logs, and other communication data and the resources that you access and use on the App and/or Website.
Information about your computer and internet connection, including your IP address, operating system, and browser type.
The information we collect automatically is only statistical data and does not include personal information, but we may maintain it or associate it with personal information we collect in other ways or receive from third parties. It helps us to improve our App and/or our Site and to deliver a better and more personalized service, including by enabling us to:
Estimate our audience size and usage patterns.
Store information about your preferences, allowing us to customize our App and/or our Site according to your individual interests.
Speed up your searches.
Recognize you when you return to our App and/or our Site.
The technologies we use for this automatic data collection may include:
Cookies (or browser cookies). A cookie is a small file placed on the hard drive of your computer. You may refuse to accept browser cookies by activating the appropriate setting on your browser/device. However, if you select this setting you may be unable to access certain parts of our App and/or our Site. Unless you have adjusted your browser/device setting so that it will refuse cookies, our system will issue cookies when you direct your browser to our App and/or our Site.
Web Beacons. Pages of our App, our Site and our emails may contain small electronic files known as web beacons (also referred to as clear gifs, pixel tags, and single-pixel gifs) that permit the Company, for example, to count users who have visited those pages or opened an email and for other related website statistics (for example, recording the popularity of certain website content and verifying system and server integrity).
Flash Cookies. Certain features of our App and/or our Site may use local stored objects (or Flash cookies) to collect and store information about your preferences and navigation to, from, and on our App and/or our Site. Flash cookies are not managed by the same browser settings as are used for browser cookies. For information about managing your privacy and security settings for Flash cookies, see Choices About How We Use and Disclose Your Information.
We do not collect personal information automatically, but we may tie this information to personal information about you that we collect from other sources or you provide to us.
Third-Party Use of Cookies and Other Tracking Technologies
Some content or applications, including but not limited to advertisements, on the App and/or Site are served by third-parties, including advertisers, ad networks and servers, content providers, and application providers. These third parties may use cookies alone or in conjunction with web beacons or other tracking technologies to collect information about you when you use our App and/or our Site. The information they collect may be associated with your personal information or they may collect information, including personal information, about your online activities over time and across different websites and other online services. They may use this information to provide you with interest-based (behavioral) advertising or other targeted content.
We do not control third parties' tracking technologies or how they may be used. If you have any questions about an advertisement or other targeted content, you should contact the responsible provider directly. For information about how you can opt out of receiving targeted advertising from many providers, see Choices About How We Use and Disclose Your Information.
Third-party sources
We may receive personal information about you from other third parties where you have provided consent or where permitted by applicable law. We protect and process the personal information obtained from those third parties as described in this Privacy Statement, consistent with any additional restrictions imposed by the source of the information. Our third-party sources may vary over time and depend upon how you use VIVARIA BUDGET. For example, we receive information from:
• Linked third-party services. You may choose to sync a bank account with your VIVARIA BUDGET account. We use PLAID to facilitate secure sharing of specified banking information between your VIVARIA BUDGET account and your bank. . Plaid’s legal policies and terms of use will also apply to your use of our App if you connect your bank information. For more information about Plaid’s legal policies, see https://plaid.com/legal/.
• Customer support providers. We may receive personal information about you or your interaction with the VIVARIA BUDGET Platform from certain third parties for troubleshooting purposes. For example, we may obtain information about your interaction(s) with customer support and information about technical issues you have raised, including call center recordings, emails, call monitoring records, voicemails, photographs and chat records.
• Risk management, cybersecurity & anti-fraud providers. We may receive personal information from third parties that help us assess risks associated with our offerings, including to help combat fraud and illegal activity and to help protect your personal information.
• Data providers. We may receive information from information services and data licensors that provide demographic and preference information to us.
• Content providers. We may receive personal information from companies that make user-generated content from their service available to others, such as local business reviews or public social media posts.
How We Use Your Information
We may use information that we collect about you or that you provide to us, including any personal information:
To present our App and/or our Site and its contents to you.
To provide you with information, products, or services that you request from us.
To fulfill any other purpose for which you provide it.
To carry out our obligations and enforce our rights arising from any contracts entered into between you and us, including for billing and collection.
To notify you about changes to our App and/or our Site or any products or services we offer or provide though it.
In any other way we may describe when you provide the information.
For any other purpose with your consent.
We may also use your information to contact you about our own and third-parties' goods and services that may be of interest to you. If we do so and you do not want us to use your information in this way, please unsubscribe to any of our communications or notify us by contacting us via our Contact information provided in the policy.
We may use the information we have collected from you to enable us to display advertisements to our advertisers' target audiences. Even though we do not disclose your personal information for these purposes without your consent, if you click on or otherwise interact with an advertisement, the advertiser may assume that you meet its target criteria.
Disclosure of Your Information
We may disclose aggregated information about our users, and information that does not identify any individual, without restriction.
We may disclose personal information that we collect or you provide as described in this Privacy Policy:
To our subsidiaries and affiliates.
To contractors, service providers, and other third parties we use to support our business and who are bound by contractual obligations to keep personal information confidential and use it only for the purposes for which we disclose it to them.
To a buyer or other successor in the event of a merger, divestiture, restructuring, reorganization, dissolution, or other sale or transfer of some or all of VIVARIA BUDGET’s assets, whether as a going concern or as part of bankruptcy, liquidation, or similar proceeding, in which personal information held by VIVARIA BUDGET about our App and/or our Site users is among the assets transferred.
To third parties to market their products or services to you if you have consented to and/or not opted out of these disclosures. We contractually require these third parties to keep personal information confidential and use it only for the purposes for which we disclose it to them. For more information, see Choices About How We Use and Disclose Your Information.
To fulfill the purpose for which you provide it.
For any other purpose disclosed by us when you provide the information.
With your consent.
We may also disclose your personal information:
To comply with any court order, law, or legal process, including to respond to any government or regulatory request.
To enforce or apply our Terms of Use and other agreements.
If we believe disclosure is necessary or appropriate to protect the rights, property, or safety of VIVARIA BUDGET, our customers, or others. This may include exchanging information with other companies and organizations for the purposes of fraud protection and credit risk reduction.
Choices About How We Use and Disclose Your Information
We strive to provide you with choices regarding the personal information you provide to us. We have created mechanisms to provide you with the following control over your information:
Tracking Technologies and Advertising. You can set your browser to refuse all or some browser cookies, or to alert you when cookies are being sent. To learn how you can manage your Flash cookie settings, visit the Flash player settings page on Adobe's website. If you disable or refuse cookies, please note that some parts of this site may then be inaccessible or not function properly.
Disclosure of Your Information for Third-Party Advertising. If you do not want us to share your personal information with unaffiliated or non-agent third parties for promotional purposes, you can opt-out by notifying us via our Contact information set forth in this Policy.
Promotional Offers from the Company. If you do not wish to have your email address or other contact information used by the Company to promote our own or third parties' products or services, you can opt-out by sending us an email stating your request to our Contact email set forth in this Policy. If we have sent you a promotional email, you may send us a return email or unsubscribe asking to be omitted from future email distributions.
Targeted Advertising. We presently are not engaged in targeted advertising. But, if in the future, we do engage in targeted advertising and you do not want us to use information that we collect or that you provide to us to deliver advertisements according to our advertisers' target-audience preferences, you can opt-out by emailing us at our Contact email set forth in this Policy.
We do not control third parties' collection or use of your information to serve interest-based advertising. However these third parties may provide you with ways to choose not to have your information collected or used in this way. You can opt out of receiving targeted ads from members of the Network Advertising Initiative ("NAI") on the NAI's website.
Residents of certain states, such as California, Nevada, Colorado, Connecticut, Virginia, and Utah may have additional personal information rights and choices. Please see Your State Privacy Rights for more information.
Accessing and Correcting Your Information
If you wish to change or correct your contact information with us, you may send us an email at our Contact email set forth in this Policy to request access to, correct or delete any personal information that you have provided to us. We may not accommodate a request to change information if we believe the change would violate any law or legal requirement or cause the information to be incorrect.
Residents of certain states, such as California, Nevada, Colorado, Virginia, and Utah may have additional personal information rights and choices. Please see Your State Privacy Rights for more information.
Your State Privacy Rights
State consumer privacy laws may provide their residents with additional rights regarding our use of their personal information. To learn more about California residents' privacy rights, visit our VIVARIA BUDGET, LLC PRIVACY POLICY FOR CALIFORNIA RESIDENTS. California's "Shine the Light" law (Civil Code Section § 1798.83) permits users of our Site that are California residents to request certain information regarding our disclosure of personal information to third parties for their direct marketing purposes. To make such a request, please us send an email or write us at our Contact information set forth in this Policy.
Colorado, Connecticut, Virginia, and Utah each provide their state residents with rights to:
Confirm whether we process their personal information.
Access and delete certain personal information.
Data portability.
Opt-out of personal data processing for targeted advertising and sales.
Colorado, Connecticut, and Virginia also provide their state residents with rights to:
Correct inaccuracies in their personal information, taking into account the information's nature processing purpose.
Opt-out of profiling in furtherance of decisions that produce legal or similarly significant effects.
To exercise any of these rights please contact us at our Contact information set forth in this Policy.
Nevada provides its residents with a limited right to opt-out of certain personal information sales. Residents who wish to exercise this sale opt-out rights may submit a request to our designated address: info@VivariaBudget.com or 214-997-4513. However, please know we do not currently sell data triggering that statute's opt-out requirements.
Data Security
We have implemented measures designed to secure any personal information that is provided to us from accidental loss and from unauthorized access, use, alteration, and disclosure. Any information you provide to us is stored on our secure servers behind firewalls.
Unfortunately, the transmission of information via the internet is not completely secure. Although we do our best to protect your personal information, we cannot guarantee the security of your personal information transmitted to our App and/or our Site. Any transmission of personal information is at your own risk. We are not responsible for circumvention of any privacy settings or security measures contained on our App and/or our Site.
Changes to Our Privacy Policy
It is our policy to post any changes we make to our Privacy Policy on this page. If we make material changes to how we treat our users' personal information, we will notify you through a notice on the Site home page. The date the Privacy Policy was last revised is identified at the top of the page. You are responsible for periodically visiting our App and/or our Site and this privacy policy to check for any changes. You are also responsible for ensuring we have an up-to-date active and deliverable email address for you.
Contact Information
To ask questions or comment about this privacy policy and our privacy practices, contact us at:
Vivaria Budget, LLC
Attn: App & Website/Privacy Manager
PO Box 211941
Bedford, TX 76095
214-997-4513
To register a complaint or concern, please contact us via the Contact information set forth above and provide us with an explanation and summary of your complaint or concern.